Mutuum Finance (MUTM) has been climbing through its presale at a pace that continues to surprise early observers, and this rise has become central to discussions among investors examining what crypto to buy now before broader market attention shifts. The project has been accelerating in visibility as buyers increasingly prioritize transparency, early product deployment, and price efficiency.
This has created a landscape where many traders are re-evaluating the best cryptocurrency to invest in, particularly as MUTM’s rapid momentum stands out against slower-moving tokens. The combination of structured pricing, strong demand, and upcoming testnet activation has made the current entry window notably tight for those who track the best cryptos to buy now.
Presale Advancing Toward Full Allocation
Phase 6 of the Mutuum Finance (MUTM) presale has been nearing completion, and the current 95% allocation has intensified urgency among investors searching for what crypto to invest in before valuation shifts upward. The token price remains at $0.035, rising from the Phase 1 entry of $0.01, a 250% climb that demonstrates sustained interest and rising conviction.
Funds raised now total $19,150,000, with 18,330 holders participating since the presale began. Phase 7 will introduce a new price of $0.04, representing nearly a 20% step-up for late entrants before the eventual $0.06 launch value. This progression has been strengthening the narrative surrounding MUTM as traders compare emerging projects across the market and identify the best crypto to invest today ahead of technical rollouts.
Card Purchases Now Available
Investors have also been discussing a new development that expanded access to MUTM. The team confirmed that token purchases can now be completed using debit or credit cards with no limits, easing participation for buyers who previously relied on on-chain transfers. This change has been viewed as a strong convenience factor for retail users assessing which crypto to buy today for long-term positioning, as simple onboarding often sparks higher presale participation.
Security Reinforced Ahead of Wider Deployment
Mutuum Finance (MUTM) has continued strengthening its credibility framework, as the team progresses through an independent review by Halborn Security. The lending and borrowing contracts have entered formal analysis, ensuring that the V1 protocol scheduled for the Sepolia testnet in Q4 in 2025 progresses under strict oversight.
The testnet will feature core components such as liquidity pools, mtToken issuance, debt tokens, and a liquidator bot, with ETH and USDT serving as initial assets. These steps have ensured that MUTM remains appealing to investors searching for the top crypto to buy as soon as infrastructure begins rolling out.
Mutuum Finance (MUTM) Price Prediction
Mutuum Finance (MUTM) has been building an upward trajectory supported by its structured token model, planned liquidity mechanisms, and early DeFi utility. This creates a realistic foundation for significant post-launch appreciation, as projects that launch with functioning testnet environments and audited systems historically outperform those without such milestones. If Phase 6 closes at its current pace and demand flows consistently into Phase 7, price discovery at launch could push MUTM toward a strong multiple, especially as the listing price begins at $0.06.
A 40x projection, while ambitious on the surface, becomes more grounded when comparing MUTM’s setup to historical DeFi surges. A relevant parallel can be drawn from AAVE’s breakout during 2020–2021. AAVE traded near $25 in early 2020 before accelerating to highs of roughly $660 in 2021. This movement unfolded in approximately twelve months, delivering an ROI of more than 2,500%.
The catalyst was clear utility, rising liquidity, and aggressive onboarding. MUTM’s progression shares similar early markers, particularly in its dual-market structure and presale traction, presenting a scenario where exponential upside is possible if adoption accelerates across the testnet period and into early exchange listings.
If MUTM captures even a fraction of that adoption curve, price expansion could position early buyers for substantial gains. A 40x rise from the presale price of $0.035 would place MUTM around $1.40, a level that becomes attainable if liquidity, staking demand, and borrowing activity develop quickly once V1 becomes fully operational.
Growing Momentum Among Strategic Buyers
Mutuum Finance (MUTM) has been securing attention from investors who want exposure before broader recognition catches up. The narrowing presale window, strengthened security measures, and upcoming deployment timeline have ensured that many traders now view MUTM as one of the best cryptos to buy now ahead of utility activation.
Anyone evaluating what crypto to buy now for long-term potential may need to act before Phase 6 officially sells out and pricing shifts upward.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
